Water Damage Restoration Workflow
Purpose
Define the IICRC S500-compliant water damage restoration workflow from initial loss call to certificate of completion. Water damage is the largest single growth segment of carpet + restoration businesses - + per job, 70 - 80% paid by insurance. Routes that handle water damage well capture insurance vendor enrollment + multi-year recurring loss assignments. Routes that don't handle it well get dropped from carrier networks fast.
Scope
Applies to:
- Residential + light commercial water damage
- Category 1 (clean water - fresh supply line, ice maker line, dishwasher supply) - IICRC S500
- Category 2 (gray water - dishwasher discharge, washer overflow, sump discharge) - IICRC S500
- Category 3 (black water - sewage, contaminated rising water, prolonged stagnation) - IICRC S500
Excludes: mold remediation beyond drying (separate IICRC S520 protocol + state licensure), structural repair beyond drying, full reconstruction (general contractor work).
Responsibilities
- WRT-certified tech at minimum on every loss
- ASD-certified tech on losses involving structural drying
- Insurance adjuster coordinated as customer's advocate (where insurance involved)
- Customer / homeowner signs work authorization + accepts scope
Initial loss call (within 4 hours of contact)
- Confirm safety: power off in affected area? Gas leak? Standing water touching outlets?
- Customer briefing: water source stopped? If not, plumber referral first.
- Insurance: customer has policy? Carrier called? Provide ETA.
- Schedule arrival: 2 - 4 hour standard response; 1-hour emergency rate
- Tech dispatched with equipment: extractors, air movers, dehumidifiers, moisture meters, PPE
On-site initial assessment (first 60 - 90 minutes)
- Safety check: power, gas, structural concerns
- Source identification + stop: water source still active? Stop or document why not
- Category determination per S500:
- Cat 1: visibly clear, recent, fresh source (supply line, ice maker)
- Cat 2: visible discoloration, dirty source (washer, dishwasher)
- Cat 3: sewage, prolonged stagnant water, ground water intrusion
- Class determination per S500 (rate of evaporation):
- Class 1: small area, low porosity affected (vinyl floor in laundry)
- Class 2: substantial area, carpet + pad affected
- Class 3: ceiling + walls + carpet affected (top-down water - burst pipe upstairs)
- Class 4: dense, low-permeability materials saturated (hardwood, plaster, concrete saturation)
- Moisture mapping: pin meter + non-penetrating meter readings throughout affected area; document on diagram
Documentation (parallel to assessment)
- Photos of every affected room
- Photos of source / damage
- Moisture readings (date, time, location, reading)
- Sketch of affected area with measurements
- Customer name + policy info (if insurance)
- Carrier claim number
- Adjuster contact
This documentation is the foundation of the insurance claim + protects the contractor in any dispute.
Mitigation (first 24 - 72 hours)
Step 1: Water extraction
- Surface water - submersible pump OR truck-mount extraction
- Carpet + pad extraction - multiple passes with rotary extractor
- Pad removal decision: Cat 2 + 3 = remove pad always; Cat 1 case-by-case (pad saturation + structure)
- Subfloor extraction if accessible
Step 2: Containment + safety
- Cat 3: containment with plastic sheeting; negative-pressure air scrubber; PPE
- Cat 2: PPE recommended; depending on local code
- Cat 1: standard precautions
Step 3: Drying setup
Air movers + dehumidifiers per square footage + Class:
- Class 1: 1 air mover per 50 - 70 sq ft + 1 dehumidifier per 1,000 sq ft
- Class 2: 1 air mover per 30 - 50 sq ft + 1 dehumidifier per 700 - 1,000 sq ft
- Class 3: 1 air mover per 20 - 30 sq ft + 1 dehumidifier per 500 - 700 sq ft
- Class 4: specialty drying - desiccant dehumidifier + heat injection + drying mats
Dehumidifier types:
- LGR (low-grain refrigerant): standard residential workhorse; 130 - 250 pints/day
- Desiccant: required for low-temperature OR low-humidity drying (Class 4); 100 - 1,000+ pints/day
- Conventional refrigerant: legacy; rare in modern restoration
Step 4: Material removal (Cat 2 + 3)
- Carpet pad (almost always)
- Carpet (Cat 2 + 3 or delamination)
- Drywall (12 - 24" above visible damage)
- Wet insulation; baseboards; cabinet kick plates
Daily monitoring (until dry)
- Moisture readings every 24 hours
- Air mover + dehumidifier placement adjustment
- Document drying progress on goal-of-drying chart
- Customer communication daily
Drying goals (per S500)
- Carpet: <16% moisture (relative to dry standard)
- Wood subfloor: <16%
- Drywall: equilibrium with adjacent unaffected drywall (within 2 percentage points)
- Hardwood floor: <12% AND no cupping
Most residential losses dry in 3 - 5 days; structural drying (Class 3 + 4) takes 5 - 10 days.
Completion + certificate of dryness
- Final moisture readings throughout affected area; all materials at dry standard
- Air movers + dehumidifiers removed
- Final photo documentation
- Customer walkthrough
- Certificate of Dryness issued (S500-recognized form)
- Final billing + adjuster submission
Insurance billing
- Most insurance loss billing uses Xactimate (the industry-standard estimation software)
- Tech / firm trained in Xactimate documentation
- Submit as electronic estimate + supporting photos + moisture logs
- Adjuster reviews; releases payment per scope
- Discrepancies negotiated; sometimes mediated by Public Adjuster
Cat 3 (sewage) special protocols
- PPE mandatory: Tyvek + P100 respirator + nitrile gloves + boots
- All porous materials affected by Cat 3 water REMOVED (carpet, pad, drywall, insulation, MDF cabinetry)
- Hard surfaces aggressively disinfected with EPA-registered hospital-grade product
- Air-quality post-test recommended OR mandatory per local requirement
- Customer or occupant evacuation typical
NEVER skip the drying-log moisture documentation, even on small losses. The carrier's first request in any dispute is "show us the drying log." Without daily readings + final moisture data, the carrier can deny payment OR refuse to reimburse equipment days. The 5 minutes per visit to record readings is the difference between paid + unpaid claims. Apps like MICA, EncircleApp, + the major restoration software packages all capture this; the carrier reviews them.
References
- IICRC S500 Professional Water Damage Restoration (THE standard)
- IICRC S520 Mold Remediation (when crossover required)
- Xactimate estimation reference
- State licensing requirements (water mitigation + mold remediation vary by state)
- Manuall internal: Water Damage Classifications & Response, IICRC Certifications Reference